Sir Fred Goodwin – or Fred the Shred as he has so wittily been christened by certain sections of the media – has been in the news a lot lately and, quite frankly, it’s pissing me off a bit.
It’s not because he’s managed to trouser a £16 million pension pot with the aid, so it appears, of government approval or, rather, lack of awareness of what they were approving.
It’s not because he was undoubtedly responsible for fucking up one of the nation’s biggest banks.
It’s not even because he’s refused to give any of this rather large wedge back to the RBS or the taxpayer or Gordon Fucking Brown – whoever he’s supposed to give it back to.
No, it’s because everyone seems to have lost all sense of fucking proportion in reacting to his pension deal.
It’s a poxy £16 million, which is chump change compared to the billions upon billions that the government has poured into rescuing the ailing banking system of this country.
Oh, some people might say, but it’s so wrong for him to have so much when others have so little.
Well, the deal is supposedly legal and watertight with government approval so Goodwin’s quite within his rights to go tell anyone asking for any or some of it back to go piss up a rope.
Oh, and has he no shame?
OK, he might, in the view of some, be under some sort of moral obligation to give some or all of it back, but the last time I looked, morals weren’t legally binding.
Shame tends to evaporate in the harsh glare of a crock of gold worth £16 million…
But there’s something else here – a note of envy and a sense that we’ve all been had.
Well, here’s some fucking news – we’ve all been had for fucking years and if we hadn’t been conned and buggered about by so many people we’d all be a lot better off right fucking now…
Every day, we are subsidising people as morally bankrupt as Sir Fred – but people who have no legal defence whatsoever for ripping off the majority of the great British public.
Shoplifters – these people (including some shop staff) are responsible for retail ‘shrinkage’ of over £4 billion pounds per annum. That’s £4 billion that retailers make up by marking up prices to minimise the effects on their profits.
We are subsidising shop theft and fraud on a grand scale.
Benefit fraud and errors cost us over £3 billion a year – not all of it due to people sponging off the State illegally admittedly but still an amount of money that dwarfs Goodwin’s pension arrangements.
The cost of policing crime – no crime, no police costs.
I have no readily available figure, but it must run into billions in police wages alone.
So, for years and years we’ve been subsidising the dishonest who have clearly broken laws that have cost us of billions upon billions of our shrinking British pounds to investigate, pursue and bring to trial.
Insurance – insurance companies pay out for cases of theft, but we pay increased premiums to cover this.
Dodgy businessmen who provide substandard products and services – and sometimes no products and services – after being paid by customers and who can then dissolve their business with no legal redress and then open up the same business with a different name and start all over again.
And it’s all perfectly ‘legal’ – with little protection for the consumer by the government.
Add to that the waste and reckless expenditure by incompetent civil servants approved by incompetent ministers – computer systems that don’t work, sales of gold at its lowest price and an unwieldy and inefficient system of implementing the laws and reguilations that should be actually saving us money – and we have a total amount of billions and billions that makes Goodwin’s pension pot look like a quick piss in the ocean.
Claw back Goodwin’s pissant £16 million and where the fuck is that going to go? What’s it going to be used for? It sure isn’t going to be spreading the wealth is it? It works out at about 25p per person.
However, clamp down on public dishonesty and government waste and inefficiency and you’re talking useful sums of money that would benefit people in a significant way and inject real money into the economy.
And what to do with Goodwin?
Just leave the fucker alone – he’s just one of many who’ve managed to prosper at the expense of other people and who’ve fucked up the system they were trusted to run.
I would imagine that he’s pretty much unemployable and he will continue to be a cunt, but a cunt that we could waste precious energy pursuing.
What about the many thousands of shonky, workshy, cheating, robbing, conning cunts that live amongst us?
They’re a far worse threat to our individual prosperity.
Let’s start raking back money from them – or at least stop spending money on them.